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account_balance FinTech App Development Bangalore

FinTech Apps Built
for Scale.
Secured to Last.

Bangalore's trusted FinTech mobile app development company — engineering PCI-DSS compliant payment platforms, digital wallets, lending apps, and UPI-integrated financial solutions that power real-world transactions at scale.

0
FinTech Apps Shipped
4.9★
Avg Store Rating
0
M+ Transactions/Day
10 wk
Avg MVP Timeline
JuryPay
FinTech Dashboard
person
Portfolio Value
₹12,84,200
↑ 8.7% this quarter
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UPI Pay
savings
Invest
credit_card
Cards
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Loans
Recent Activity
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SIP Returns
Today
+₹4,200
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FD Matured
Yesterday
+₹52,000
currency_rupee
EMI Paid
2 days ago
-₹8,500
verified_user
PCI-DSS
Certified Builds
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RBI Compliant
Architecture
UPI INTEGRATION DIGITAL WALLETS PAYMENT GATEWAYS LENDING PLATFORMS PCI-DSS COMPLIANCE WEALTHTECH NEOBANKING INSURTECH BLOCKCHAIN FINANCE
FinTech App Development Services in Bangalore

Every FinTech Vertical.
One Expert Team.

As a leading FinTech mobile app development company in Bangalore, we build across all financial verticals — from consumer payments to core banking infrastructure.

payments

Payment & UPI Apps

Seamless UPI, IMPS, NEFT and RTGS-integrated payment apps with real-time transaction monitoring, split-pay, and merchant QR flows.

UPI 2.0RazorpayNPCI APIs
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Neobanking & Digital Wallets

Full-stack neobank apps with virtual account issuance, multi-currency wallets, FD management, and RBI-compliant KYC/AML workflows.

Open BankingeKYCRBI APIs
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WealthTech & Investment Apps

Mutual fund, SIP, stock trading, and robo-advisory platforms with real-time portfolio dashboards, market feeds, and AI-driven insights.

BSE/NSE APIsMFUSEBI
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Lending & BNPL Platforms

End-to-end digital lending apps with AI credit scoring, instant loan disbursals, EMI calculators, and Buy Now Pay Later checkout integrations.

Credit Bureau APIsCIBILNBFC
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InsurTech Mobile Apps

Policy management, instant claims processing, telematics-based insurance, and IRDAI-compliant digital distribution platforms for insurers and brokers.

IRDAIIIB APIsTelematics
currency_bitcoin

Blockchain & Crypto Finance

DeFi apps, crypto exchange platforms, tokenized asset management, and smart contract-powered escrow and settlement solutions.

Web3SolidityEthereum
Our FinTech Capabilities

Financial Engineering Depth at Every Layer

lock

PCI-DSS & RBI Compliance

Every build is architected to meet PCI-DSS Level 1, RBI digital lending guidelines, and DPDP Act requirements from day one.

fingerprint

Biometric & Multi-Factor Auth

Fingerprint, Face ID, OTP, TOTP, and device-binding authentication flows that meet financial-grade security standards.

bolt

High-Throughput Transaction Engine

Architected to handle 100K+ concurrent transactions with sub-200ms response times, idempotency, and atomic rollback.

manage_search

AI-Powered Fraud Detection

Real-time ML models for anomaly detection, device fingerprinting, geo-velocity checks, and risk-scoring with configurable thresholds.

cloud_sync

Third-Party API Orchestration

Seamless integrations with NPCI, Razorpay, Cashfree, Setu, Bureau, CIBIL, Digio, and 50+ FinTech API providers.

FinTech Technology Proficiency

Payment Gateway Integration98%
React Native / Flutter95%
PCI-DSS / Compliance Architecture96%
AI/ML Fraud Detection91%
Blockchain & Smart Contracts88%
Scalable Backend (Node / Go)94%
FinTech Stack We Work With
React NativeFlutterSwiftKotlinRazorpayCashfreeSetu APIsNPCINode.jsGoPostgreSQLKafka
Our Process

From Concept to Compliant App
in 10 Weeks.

A battle-tested delivery framework refined across 120+ FinTech builds — built for speed without compromising on regulatory compliance or security.

1

FinTech Discovery & Compliance Scoping

Week 1

Deep-dive workshops mapping user journeys, identifying applicable regulations (RBI, SEBI, IRDAI, PCI-DSS), defining MVP scope, and selecting the right architecture for your financial product.

2

UX Design & Security Architecture

Week 2

High-fidelity Figma prototypes with trust-optimized UX flows. Simultaneously, our security architects design the data model, encryption strategy, and API security layer before coding begins.

3

Agile Development & API Integration

Weeks 3–7

Two-week sprints with daily standups, weekly payment flow demos, and CI/CD pipelines. Payment gateway, KYC, and third-party FinTech API integrations delivered iteratively.

4

Security Audit & Penetration Testing

Week 8–9

OWASP Mobile Top 10 audit, VAPT by certified ethical hackers, transaction flow stress testing at 10x peak load, and compliance documentation prepared for regulators.

5

Launch, Monitoring & Ongoing Support

Week 10+

App Store / Play Store submission, real-time transaction monitoring dashboards, automated fraud alerting, and a 90-day support window included as standard with every FinTech delivery.

120+
FinTech Apps Delivered
20M+
Daily Transactions
4.9★
Avg Store Rating
0
Compliance Failures
FinTech Case Studies

FinTech Apps We've Shipped.

View All Projects arrow_forward
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Neobanking

FinBridge Neobank App

Full-stack neobanking platform with UPI, FD management, spend analytics, and AI-driven financial planning for 2M+ urban millennials.

2M+
Users
4.9★
Rating
10 wk
Timeline
Read Case Study arrow_forward
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LendingTech

SwiftLoan BNPL Platform

Instant digital lending app with AI-based credit underwriting, bureau integration, and BNPL checkout for 300+ merchant partners across India.

800K+
Borrowers
4.8★
Rating
12 wk
Timeline
Read Case Study arrow_forward
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WealthTech

WealthEdge Investment App

Mutual fund and SIP investment platform with robo-advisory, goal-based planning, and real-time NSE/BSE portfolio tracking for retail investors.

500K+
Investors
+74%
Retention
14 wk
Timeline
Read Case Study arrow_forward
Client Voices

What Our FinTech Clients Say.

★★★★★

"Jurysoft's FinTech team in Bangalore built our neobank MVP in 10 weeks — PCI-DSS compliant, RBI-ready, and flawlessly integrated with NPCI. They're the best FinTech app development company we've worked with, period."

A
Arjun N.
CEO, FinBridge
★★★★★

"We needed a BNPL platform that could handle underwriting logic, bureau pulls, and merchant APIs simultaneously. Jurysoft delivered all of it on time. Their FinTech app development services in Bangalore are genuinely world-class."

S
Sneha R.
CTO, SwiftLoan
★★★★★

"The robo-advisory and goal-based investment UX Jurysoft built for us drove a 74% improvement in user retention in the first quarter. Their depth in FinTech mobile app development in Bangalore is unmatched in the ecosystem."

K
Karan M.
Founder, WealthEdge
4.9/5
Google Rating
4.8/5
Clutch.co
A+
BBB Rating
Top 1%
FinTech Partners
Got Questions?

Frequently Asked.

A typical FinTech MVP — such as a payment app, digital wallet, or basic lending platform — takes 10–14 weeks from kickoff to App Store launch. More complex builds involving core banking integration, multi-regulator compliance, or AI-based underwriting can take 20–28 weeks. We provide a precise, fixed timeline after our discovery and compliance scoping session.

Yes — compliance is foundational, not an afterthought. Every FinTech app we build is architected to meet applicable regulations from day one, including RBI digital lending guidelines, PCI-DSS Level 1, SEBI guidelines for investment platforms, IRDAI regulations for InsurTech, and India's DPDP Act for data privacy. We also prepare compliance documentation for regulator submissions.

A basic FinTech MVP (payment app or digital wallet) starts at ₹20–35 lakhs. Mid-complexity platforms such as BNPL, lending apps, or investment platforms with KYC, bureau integration, and custom dashboards typically range ₹45–90 lakhs. Enterprise-grade neobanking or wealthtech platforms with AI, multi-regulator compliance, and high-throughput transaction engines start at ₹1.5 crore+. We provide a detailed fixed-price quote after discovery.

We have pre-built integration experience with Razorpay, Cashfree, PayU, Juspay, Setu, NPCI (UPI/BBPS), Digio (eSign/eKYC), Bureau.id, CIBIL, Experian, BSE/NSE STAR MF, and 40+ other FinTech API providers. This significantly reduces your integration risk and timeline compared to starting from scratch.

All FinTech projects include 90 days of post-launch support — covering critical bug fixes, OS update compatibility, and payment gateway version upgrades. We offer ongoing FinTech retainer plans starting at ₹2.5 lakhs/month, which include 24/7 transaction monitoring, quarterly security audits, regulatory update compliance, and continuous feature development.

Start Today

Let's Build Your
FinTech App.

Book a free 45-minute FinTech discovery call with our Bangalore team. We'll scope your product, identify compliance requirements, recommend the right tech stack, and give you a ballpark estimate — no commitment needed.

💬 Chat with us!
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Jurysoft Global
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