Bangalore's trusted FinTech mobile app development company — engineering PCI-DSS compliant payment platforms, digital wallets, lending apps, and UPI-integrated financial solutions that power real-world transactions at scale.
As a leading FinTech mobile app development company in Bangalore, we build across all financial verticals — from consumer payments to core banking infrastructure.
Seamless UPI, IMPS, NEFT and RTGS-integrated payment apps with real-time transaction monitoring, split-pay, and merchant QR flows.
Full-stack neobank apps with virtual account issuance, multi-currency wallets, FD management, and RBI-compliant KYC/AML workflows.
Mutual fund, SIP, stock trading, and robo-advisory platforms with real-time portfolio dashboards, market feeds, and AI-driven insights.
End-to-end digital lending apps with AI credit scoring, instant loan disbursals, EMI calculators, and Buy Now Pay Later checkout integrations.
Policy management, instant claims processing, telematics-based insurance, and IRDAI-compliant digital distribution platforms for insurers and brokers.
DeFi apps, crypto exchange platforms, tokenized asset management, and smart contract-powered escrow and settlement solutions.
Every build is architected to meet PCI-DSS Level 1, RBI digital lending guidelines, and DPDP Act requirements from day one.
Fingerprint, Face ID, OTP, TOTP, and device-binding authentication flows that meet financial-grade security standards.
Architected to handle 100K+ concurrent transactions with sub-200ms response times, idempotency, and atomic rollback.
Real-time ML models for anomaly detection, device fingerprinting, geo-velocity checks, and risk-scoring with configurable thresholds.
Seamless integrations with NPCI, Razorpay, Cashfree, Setu, Bureau, CIBIL, Digio, and 50+ FinTech API providers.
A battle-tested delivery framework refined across 120+ FinTech builds — built for speed without compromising on regulatory compliance or security.
Deep-dive workshops mapping user journeys, identifying applicable regulations (RBI, SEBI, IRDAI, PCI-DSS), defining MVP scope, and selecting the right architecture for your financial product.
High-fidelity Figma prototypes with trust-optimized UX flows. Simultaneously, our security architects design the data model, encryption strategy, and API security layer before coding begins.
Two-week sprints with daily standups, weekly payment flow demos, and CI/CD pipelines. Payment gateway, KYC, and third-party FinTech API integrations delivered iteratively.
OWASP Mobile Top 10 audit, VAPT by certified ethical hackers, transaction flow stress testing at 10x peak load, and compliance documentation prepared for regulators.
App Store / Play Store submission, real-time transaction monitoring dashboards, automated fraud alerting, and a 90-day support window included as standard with every FinTech delivery.
Full-stack neobanking platform with UPI, FD management, spend analytics, and AI-driven financial planning for 2M+ urban millennials.
Instant digital lending app with AI-based credit underwriting, bureau integration, and BNPL checkout for 300+ merchant partners across India.
Mutual fund and SIP investment platform with robo-advisory, goal-based planning, and real-time NSE/BSE portfolio tracking for retail investors.
"Jurysoft's FinTech team in Bangalore built our neobank MVP in 10 weeks — PCI-DSS compliant, RBI-ready, and flawlessly integrated with NPCI. They're the best FinTech app development company we've worked with, period."
"We needed a BNPL platform that could handle underwriting logic, bureau pulls, and merchant APIs simultaneously. Jurysoft delivered all of it on time. Their FinTech app development services in Bangalore are genuinely world-class."
"The robo-advisory and goal-based investment UX Jurysoft built for us drove a 74% improvement in user retention in the first quarter. Their depth in FinTech mobile app development in Bangalore is unmatched in the ecosystem."
A typical FinTech MVP — such as a payment app, digital wallet, or basic lending platform — takes 10–14 weeks from kickoff to App Store launch. More complex builds involving core banking integration, multi-regulator compliance, or AI-based underwriting can take 20–28 weeks. We provide a precise, fixed timeline after our discovery and compliance scoping session.
Yes — compliance is foundational, not an afterthought. Every FinTech app we build is architected to meet applicable regulations from day one, including RBI digital lending guidelines, PCI-DSS Level 1, SEBI guidelines for investment platforms, IRDAI regulations for InsurTech, and India's DPDP Act for data privacy. We also prepare compliance documentation for regulator submissions.
A basic FinTech MVP (payment app or digital wallet) starts at ₹20–35 lakhs. Mid-complexity platforms such as BNPL, lending apps, or investment platforms with KYC, bureau integration, and custom dashboards typically range ₹45–90 lakhs. Enterprise-grade neobanking or wealthtech platforms with AI, multi-regulator compliance, and high-throughput transaction engines start at ₹1.5 crore+. We provide a detailed fixed-price quote after discovery.
We have pre-built integration experience with Razorpay, Cashfree, PayU, Juspay, Setu, NPCI (UPI/BBPS), Digio (eSign/eKYC), Bureau.id, CIBIL, Experian, BSE/NSE STAR MF, and 40+ other FinTech API providers. This significantly reduces your integration risk and timeline compared to starting from scratch.
All FinTech projects include 90 days of post-launch support — covering critical bug fixes, OS update compatibility, and payment gateway version upgrades. We offer ongoing FinTech retainer plans starting at ₹2.5 lakhs/month, which include 24/7 transaction monitoring, quarterly security audits, regulatory update compliance, and continuous feature development.
Book a free 45-minute FinTech discovery call with our Bangalore team. We'll scope your product, identify compliance requirements, recommend the right tech stack, and give you a ballpark estimate — no commitment needed.